Appraisal services for Forsyth and Monroe County homeowners
See the top reasons GA homeowners need Vinson Appraisal Services:
Do you own a house in or near Forsyth? Do you need help deciding the price of your real estate?
We at Vinson Appraisal Services understand the particular needs of a homeowner in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at Vinson Appraisal Services, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value judgement than yours.
Need to remove PMI?
An attractive way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Vinson Appraisal Services, we're seasoned in helping folks just like you do away with unwanted PMI insurance.
Challenge Tax Assessment
Your local tax assessor may have your house overvalued if you live in a local area that's declining. That means you are paying more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Vinson Appraisal Services is your number one weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can this be disadvantageous from a cash flow angle, and destructive to your credit score since it may appear as though that credit line is maxed out. Vinson Appraisal Services can provide you with efficient appraisal that will help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Do you need a seasoned appraiser to double-check your appraisal for preciseness, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your house.